financial aid and rants and raves

We had a visit from our friendly neighborhood lender rep to day. Lender reps (LRs) breeze in and discuss what their bank is all about and how good they are. Much of this is horseshit, as interest rates and repayment plans are set by the feds, but some of the larger banks give breaks on the rate or stretch out the payments. They don't have to do these things, but it helps their business and can help turn the students into long term customers while establishing good credit; it's a nice win-win for all involved. The best part for us is the free stuff. Have you gone to the doctor's office and seen a mouse pad for penis pills? Same concept. I'm looking at a CD/DVD holder with a bank's name on it, and I wish I had this before my beloved GTA:SA disk was scratched beyond repair. Anyway, today's lesson is choose your lender with great care. You'll owe this company lots of loot, so choose one with good breaks (like above) and good customer service.